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Do bạn have any tips for me to be good with my money when I start my job?

I am starting a job (Apprenticeship) soon and I want tips on how to not spend every penny I earn because I want to save for my future, so I don't stress when certain events happen.
 KezziRose1996 posted hơn một năm qua
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legend_of_roxas said:
bạn should come up with a plan and stick with it. Your plan will depend on whether bạn live with your parents, live on your own, hoặc live with a roommate hoặc roommates. Plan out on how much bạn need to spend on what. First figure out what bạn need to spend on food, bills, clothing, rent, and other expenses that bạn absolutely have to pay for. Then bạn have to figure out how much bạn can spend on entertainment like going out with your Những người bạn to the phim chiếu rạp hoặc other stuff bạn like to do. Don't spend too much money on stuff like that, because bạn should put as much money as bạn can into your savings. A good way to save money is to keep it in a bank, or, if bạn don't have a banking account hoặc you're just thêm traditional, bạn can put your saving money into a jar and lock the jar up somewhere.
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posted hơn một năm qua 
Riku114 said:
Step 1) Come up with a good plan to save your money
Step 2) Plan to spend only a small portion of your money bạn earn
Step 3) Think bạn are doing a good job
Step 4) KPop decides your plans were funny
Step 5) Spend all your money on merch, albums, and possible future concerts

Dont resist. Its futile.
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 Step 1) Come up with a good plan to save your money Step 2) Plan to spend only a small portion of your money bạn earn Step 3) Think bạn are doing a good job Step 4) KPop decides your plans were funny Step 5) Spend all your money on merch, albums, and possible future concerts Dont resist. Its futile.
posted hơn một năm qua 
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Okay okay okay
Riku114 posted hơn một năm qua
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And is only somethign bạn can do if bạn can beat KPop's ability to suck bạn dry of all your money :v XD
Riku114 posted hơn một năm qua
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Good luck with your money XD
Riku114 posted hơn một năm qua
MaxandMart said:
The best way to be good with your money is:
1. Record every penny coming in and out - if bạn have a bank account - make sure that bạn reconcile the statement each month. For the cash on hand have a good idea about how much bạn have.
2. I know when I start a job, I want to buy my lunches at the near bởi rest. / deli / etc. Try to avoid this - take a lunch with bạn - lunches out really add up.
3. If the work place is far away, try to team up with someone that has the same schedule as bạn do - save on transport.
4. Before bạn go to spend your money - make a danh sách and try to stick to items on it - of course if there is something that bạn buy quite often and bạn see it is on sale - try to buy a little extra.
5. Take a small calculator with bạn when bạn cửa hàng - sometimes the larger sized items are cheaper per unit - but sometimes it may not be.
6. If bạn have credit (or debit) cards - try not to use them for every transaction. Check with the bank - certain accounts may have transaction fees - some may be unlimited, etc. As far as the credit card is concerned - make sure bạn pay it off each month.
7. If bạn have to work shifts - find out if there are shift premiums. If there are - then try to take the shifts with the highest rate - some places that may be the Sunday shift (if it is not against your religion).

These are just a few to start off with - good luck - I hope things work out well for you.
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posted hơn một năm qua 
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