One kind of insurance fraud targets unsuspecting policyholders in Jakarta, Indonesia. Many individuals are deceived when they buy worthless insurance policies. When disaster strikes and policyholders seek reimbursement for damages, they find they have no coverage.

Con artists can take advantage of their victims' lack of English, cultural traits and deep-seated habits. gần đây immigrants from Asian countries do not realize that unscrupulous individuals purposely set out to confuse people who don't speak English well.

Insurance contracts are complicated. They are usually written in English. Newcomers...